Ulysses Failey: The is no such thing as Instant credit. That is why we are in the mess we are in today. Credit is based over time many years of hard work
Reyes Brunell: They likely only give instant credit if you "have" decent credit. Expecting someone to give you instant credit if your history is bad is overly optimistic.
Cecil Derenzi: sears is always a good place to start
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