dorms vs commuting to college?

Catheryn Small: Commute. The vast majority of people move out of dorms after their freshman year anyway. The only thing you'll be missing out on is a bunch of teenagers asking you to buy them alcohol all the time. I transferred to an out of state school my when I was 23 and lived in a dorm my first year because I didn't know anyone. Even though I lived in an upper class dorm, I still had no interest whatsoever in what was going on. The only good thing about living on campus is the convenience. I could get to class in 10-15 minutes and if I had a long break in between classes I could make it back to my room and relax instead of having to find a place to hang around. But then, once classes kick in, I preferred to just go to the library or find somewhere to study in between classes anyway.If you want to be near the action and get more of the "college experience" think about getting an apartment near campus. A lot of schools have complexes or neighborhoods that are predominat! ely student populated or even reserved for students. It's MUCH cheaper than living in dorms while still giving you a little taste of campus life....Show more

Jannette Kotz: At this point in your life, the only thing you would be missing out on would be rules, curfews, guest limitations, dealing with your 18 year old roommate's boyfriend, and being begged on a regular basis to buy alcohol for underaged kids. Some dorms don't allow alcohol even if you're over 21 or they restrict it. Dorm living is one of those things that is great in concept, but part of that is the experience of being on your own for the first time and having a taste of adult freedom with your peers for the first time. That ship has happily sailed for you. Also, dollar for dollar, it's more expenseive to live on campus than in an apartment with a roommate for most markets. Live at home. If you're lucky, your parents will let you live rent-free or inexpensively while you're in school. Don't let y! our friends peer pressure you. They probably are just looking! for a way to get invited to dorm parties:)...Show more

Felicitas Phildor: If you want the full college experience, then you should live on campus. If you don't care much about that, then commute, but I think you should live on campus. It's cheaper to live on campus and you won't have to live with your parents. When there's events and stuff on campus, you don't have to find a way there. You'll already be on campus. BIG plus! Good luck!

Ignacio Imbier: You would hate the dorms. Save your money.

Veta Slicker: I am going to receive a high level of thumbs down. But I think college is more than your credentialing. It is that building of a community in an academic environment and for that it is essential you leave your home. You are 22 not in your 30's like me...so you will find a community on a campus setting. Older student at my undergraduate often received nicer apartment not Frosh like dorms with beer pong and panty raids. Move to the campus. --At your ag! e parents have a way of reminding you of a younger self. Some people retrograde in the presence of their parents because you tend to take on old familiar roles. You are mature, life on your own-ish is owed to you. The more space you can put between you and the adolescent home--the more enriched the experience will be. If not on the dorm...share a place near campus with friends....Show more

Patrica Loertscher: Living in the dorms can give you access to all kinds of campus resources. If you plan to be in the library until it closes every night, it's nice to not have far to go before you're home. It makes it easier to join clubs that meet in the evenings. But most of "the whole college experience," as defined by people who think living in the dorms as a freshman is part of it, does appear to involve people who suddenly have more freedom than they have ever had before and can't always be counted on to use it wisely.If I were you, I'd live at my parents' because it's ! cheaper. Anything that happens in the dorms that you decide you really! want to experience, you will be able to experience in your second, third, or fourth year -- so there's no reason to think you need to move into the dorms right now just in case there's something there that you might like.I'd explain it to your friends the way you explained it to us: there's a big difference between being a 22-year-old who just moved *back* in with his parents because of unemployment and being an 18-year-old who has never lived anywhere *except* with his parents. The wonderful memories your friends have of living on campus when they were freshmen are wonderful in part because they involved a first taste of freedom, but freedom isn't as new and exciting to you now as it probably was when you were 18. It's just too late for you to appreciate "the whole college experience."...Show more

Mozell Sponsler: It sounds like you're a lot more mature and wise than your friends. So what if you miss out on dorm life. Dorms are training-wheels for kids to get ! their first significant experience living independently. You already have that experience, and with the economic environment, it sounds like you know that the real world is a lot less about partying but about working, saving, and making plans to improve your future. That's why most adult reentry students have higher GPAs and are better students than the teenagers fresh out of high school. You're lucky that you have parents that will allow you to save a tremendous amount of money by commuting to school. Sure, you're missing out on dorms. Adults can live with that decision without much of a second thought. We all have to miss out on some things to do other things. You are also missing out on spending more time in your trade to make more money in the next several years - and that's a good decision if you use the school to improve your career, like perhaps by studying business, entrepreneurship, marketing, finance, business law, strategic planning, computer business s! oftware, and other topics that might let you build your own business as! a contractor, if that's the path you choose. Sometimes you just need to focus on the path you think is best, even if that means other paths are closed off to you, since you need to make the decision at the fork on the road as you come to it. If you want a way to confirm your choice, just look at the price of dorms. They are usually tremendously expensive, have little or no privacy, and sometimes have addition restrictions like mandatory meal plans. See if the campus has an adult-reentry office, as they often have special study areas and events for adults....Show more

what do people do to make there cars sound like so loud and crazy.?

Coleman Deliberato: I think it is because they want attention. They may not say it outright or believe it, but deep down, it's for attention. A bit on the narcissistic side.Maybe deep down they aren't "noticed" somewhere, and this is a way to be noticed.I find them annoying too. My brother does this with his cars. Eventually he will grow up when he has more self-esteem....Show more

Rocio Karvis: Well son :P, the sound that making loud noise is coming from exhausts system, and those music are coming from music system which people put in their cars to make it loud to attract people attention. So yeah ur answer to this question is sound of exhaust, u won't get that sound if u only put normal exhaust u need to get specific exhaust like sport exhaust and so on.

Oscar Waddups: cars are cool. it is a form of self expression. like art or music.

What are ways that vertical dimension can be increased with braces? Â

What are ways that vertical dimension can be increased with braces?  

answers 0:Does anyone know any information about this?answers 1:Yes. The motive for the popping within the jaw is on account that of your jaw no longer being covered up competently. This is among the many motives I bought braces myself and I havent had any popping given that.answers 2:Vertical elastics on the posterior teeth, Class II elastics, and rocking chair Nitanium wires are the most common methods.answers 3:Braces alone to fix a dental overbite can worsen your facial profile. It's called the Sydney Smile.Jaw surgery (in combination with braces) for correction of dental overbite and jaw correction surgery is best explained by looking at this video that explains how jaw asymmetry, TMJ (temporo mandibular joint or jaw joint) problems, facial profile, dental occlusion, a! nd airway can all be improved by orthognathic surgery. https://www.youtube.com/watch?v=bIivMIcwGhQ

Why aren't cars made of steel anymore?

Ellis Cellar: Still most of a cars body is made from steel. Cars today are made much different than those made 30 years ago. Cars now have sub frames, and unibody design which make them lighter and absorb impact much better. But to answer the question.....Cost.

Ardelia Liptow: Most of the previous answers are close, but the real answer is lighter weight to meet CAFE standards for fuel economy.

Carter Edstrom: cars made of steel are heavy and are very expensive to repair. manufacturers refer using lighter materials like plastic and aluminum etc. because its easy to mass produce and a lot easier and cheaper to replace. safety wise though steel is stronger than aluminum but still defers from what kind of car it is and its safety rating. hope this helps

Cortez Badolato: because that's not how they make them anymore its the future

Lyman Gauld: Cars Made Of Steel

Moira Woodrow: What's happening is that there is a comparatively new class of steel! , ultra high strength steel, or advanced high strength steel (AHSS), materials with yield strengths in excess of 550 MPa.The conventional high strength steels (HSS) fall within the range of 210 to 550 MPa. The differences between the two types of material are a result of the way they are produced......

Comment calculer le ratio actif/dette

Comment calculer le ratio actif/dette

p>Le ratio d’endettement, aussi connu sous le nom de ratio d’endettement, décrit la part de l’actif d’une entreprise qui est financée par des emprunts. Les investisseurs le considèrent, entre autres facteurs, pour déterminer la solidité de l’entreprise, et les prêteurs peuvent baser les taux d’intérêt des prêts sur ce ratio. Mathématiquement, il s’agit d’un calcul simple, qu’il s’agisse de votre propre entreprise ou de la recherche d’investissements potentiels.

Envisagez de soustraire les actifs incorporels. Lors du calcul de ce ratio, certains peuvent choisir de soustraire les actifs incorporels de la valeur totale de l’actif. En effet, il est peu probable que des actifs incorporels aient été financés par emprunt (sauf dans le cas d’un rachat par emprunt d’une autre société). Le calcul du ra! tio sans tenir compte des actifs incorporels peut également donner une meilleure idée de la capacité réelle d’une entreprise à assurer le service de sa dette.

Analyser le ratio actif/dette des investissements potentiels. Si vous songez à investir dans une entreprise, songez d’abord à calculer son ratio actif/dette. Cela vous donnera une idée du risque de votre investissement. Si l’entreprise est fortement endettée (avec un ratio élevé), il est probable qu’elle ne sera pas en mesure de survivre à un ralentissement économique. Cela signifie qu’en tant que détenteur potentiel d’obligations, vous pourriez ne pas recevoir les paiements d’intérêt promis qui accompagnent l’obligation si vous décidez de l’acheter.

Divisez le total du passif par le total de l’actif. Pour résoudre l’équation, divisez simplement le passif total par l’actif total. Par exemple, cela donnerait un résultat de 0,6. Comme ce calcul est souvent utilisé! pour estimer approximativement le niveau d’endettement d’! une entreprise, vous pouvez arrondir les décimales de votre réponse si elle contient plus de décimales.

Calculez le ratio d’endettement. Un autre ratio, appelé ratio d’endettement, peut être calculé à partir de cette information. Ce ratio fournit également une évaluation du risque pour les créanciers de l’entreprise et peut être utilisé à la place du ratio actif/dette. Calculez le ratio d’endettement en divisant le total du passif (d’avant) par le total des capitaux propres. Les capitaux propres correspondent à la différence entre le total de l’actif et le total du passif (total de l’actif â€" total du passif) et représentent le montant des actifs de l’entreprise financés par les investisseurs.

Convertissez votre résultat en pourcentage. Il peut être utile de penser à votre réponse en termes de pourcentage. Le résultat peut alors se lire comme suit : « l’entreprise a financé __ pour cent de ses actifs par l’endettemen! t ». Par exemple, l’exemple ci-dessus indiquerait que l’entreprise a financé 60 % de ses actifs au moyen de dettes.

Trouvez l’actif total de l’entreprise. Un actif est défini comme tout ce qui a une valeur qui pourrait être vendu ou autrement converti en espèces. Le total de l’actif, le chiffre dont vous avez besoin pour ce calcul, figurera clairement dans le bilan de l’entreprise sous une liste de ses parties (comme l’actif circulant et l’actif immobilisé).

Analyser la solvabilité de l’entreprise. À l’aide du ratio obtenu à partir de ce calcul, vous pouvez déterminer le niveau global d’endettement d’une entreprise et le comparer à celui d’autres entreprises ou aux moyennes de l’industrie. Les ratios actifs/dettes acceptables varient selon l’industrie et le stade de croissance, mais un ratio acceptable est généralement proche de 0,5. Cela signifierait que l’entreprise n’a financé que la moitié de ses actifs par l! ’endettement. En d’autres termes, ils pourraient rembourser leurs d! ettes en vendant des actifs s’ils devaient le faire et qu’il leur restait encore la moitié de leurs actifs.

Déterminez la dette totale de l’entreprise. Trouvez des informations sur les dettes d’une entreprise dans son bilan ou dans le rapport annuel. L’information dont vous avez besoin sera étiquetée comme étant le passif total ou la dette totale. Il s’agit de la somme des dettes à court et à long terme de la société.

Comprendre ce que le ratio vous dit. En général, le ratio actif/dette est une mesure du risque financier d’une entreprise. En d’autres termes, il mesure le montant des dettes d’une entreprise qui pourrait être remboursé par la vente de ses actifs en cas de liquidation. S’il est inférieur à 0,5, le ratio de l’entreprise est fort, car l’entreprise est facilement en mesure d’assurer le service de ses dettes s’il le faut. Si le ratio est élevé, comme plus de 0,5 ou surtout plus de 1, une plus grande partie d! es dépenses est payée par de l’argent emprunté, ce qui pourrait indiquer une moindre stabilité.

Connaître les faiblesses du ratio actif/dette. L’utilisation du seul ratio d’endettement ne vous dira pas grand-chose sur le niveau réel de risque présent dans une entreprise. De nombreuses entreprises en croissance ont des ratios d’endettement élevés, mais elles gèrent leur dette de façon durable. Pour cette raison, vous devez toujours évaluer les entreprises de manière exhaustive, en utilisant d’autres types d’analyses et de ratios. Pour évaluer la viabilité de la dette, recherchez des indices indiquant que l’entreprise a déjà remboursé sa dette dans le passé, et si elle l’a fait rapidement et efficacement…

Configurez votre équation. Après avoir regroupé le total de votre passif et le total de votre actif, vous devrez entrer ces valeurs dans l’équation. La formule de calcul du ratio actif/dette est simplement : passif total! / actif total.

Trouver une source d’information financière rÃ! ©cente pour l’entreprise. Afin de trouver l’information dont vous avez besoin pour calculer le ratio actif/dette, vous aurez besoin de l’information financière de l’entreprise en question. La meilleure source de cette information pour toute société ouverte est le bilan le plus récent de la société. Ce document doit être produit par la société chaque année ou chaque trimestre et définit clairement les informations requises.

Hows my car audio system?

Terrell Lawman: if you are happy with the components you have ,then it is a good stereo system,i would be interested in hearing it,you should take it to the next car audio competition in your area just to see how loud it is ,it all seems to be pretty decent except for the head unit,but it will do the job.

Troy Staton: first off you should go ahead and take back the capacitor because it wont do no good. A higher amp alternator is the best way to go and then the head unit is no good

Vernita Robberson: u must use amp 1000w and zero power and speakers sony x plod

Raven Purl: Not trying to bash you or anything, because it does not sound that bad on paper.EONON is not a very reputable company, check out the reviews, they make crap that breaks. the other thing that sticks out is the fact that your running a 2.0 farad cap with no need for even a 1.0 fared cap. rule of thumb for caps is 1.0 fared for every 1000 watts RMS that your running, nothing more. But still! , caps are not really needed at all. MOMO 6X9's not to bad there, nice speakers, although they are not 100 watts RMS each, they are 50 watts RMS each, 100 for the set. The front are 45 watts per set as well, not each, but nice pick up as well on the MOMO's. You could have gotten better subs for less money else where, MTX were the bomb back in the day, but the day has changed and MTX are not even mid tier subs any more. The Pioneer 2 channel not bad, would sound better on a 4 channel though. The Crunch monoblock 1250 that is 1250 watts RMS at 1ohm. Are you running those subs at 1 OHM? I am not to sure that they can handle the wattage going to them, since the RMS values are what they are for a reason. $1500 is way too much in my opinion. The stereo system that I have put together in my car, I have not even spent $1000 on it, and I am pushing 2400 watts RMS, with no cap, big 3 upgrade and a yellow top. Next is the HO alt. I needed to dynamat my entire car. Do it right the firs! t time so you do not have to do it again. But remember the onl! y thing that matters is how it sounds to you, like I said I am not trying to bash you. Just letting you know exactly what you have....Show more

how can I buy cars that had a total loss, should I buy from the insurance companies?

Ardath Templer: YOUR PURCHASE of WRECKED cars should be directly from the insurance companies... smart money would be pick and choose cars that are not completely totaled and cars that are in the loop for parts ..... 1st thing to do is go to the DMV in your state and be armed with all the questions that will allow you to operate as an auto rebuilder and ask about the liability factor in selling cars that have "" wrecked and rebuilt TITLES "" ..... if you can operate as a re-builder -- then you need to contact the local insurance offices and try to make a deal to buy those cars .... auto wreckers/junk yards are your competition and you will be bidding against them for those cars ... it is not an easy business and if you will go about doing all the home-work and operating "" honestly"" you may become a winner === in my opinion you would make more money running a paint and body shop. You will have to follow all the guide lines of a pro body shop and whatever you do in the ! rebuilding and car painting biz will be subjuct to O.S.H.A rules ..... more homework for you .......Show more